We are experts in insurance

At Towergate BIB we take the time to get to know you and your business so that we can offer expert advice based on your unique needs. That’s why we will assign to you, a highly trained account executive, backed by skilled brokers to ensure we continue delivering an expert service.

We have access to a large range of insurance products and these include the following:

  • Property Owners Insurance – Protection for your commercial property, block of flats or residential lets.
  • Combined - Every business is made up of three essential elements; your physical assets, your liabilities and your finances. Combined insurance is designed to protect all of these.
  • Liability Insurance - Liability Insurance comes in many forms; Employer’s Liability, Public Liability, Products Liability, Director’s and Officer’s Liability or even Environmental Liability.
  • Motor Trade Insurance - Cover for sole traders to multi forecourt businesses
  • Farm including Motor and Livestock Disease– Combined Insurance covering stock and machinery replacement and working costs.
  • Farm Motor– includes Private Cars, Commercial Vehicles & Agricultural Vehicles, All Terrain Vehicles (ATVs), and Special Types all under one policy.
  • Livestock Disease– Cover for livestock serious or fatal illness.
  • Professional Indemnity - Protects you and your business against professional negligence and your client’s financial losses as a result.

    Management Liability
    – In the event of an accidental act, protects you against claims, compensation and legal fees.
  • Group Accident & Travel Insurance – Tailored insurances as part of a package or on an individual basis.

For further information or a quotation, please call our experts on the phone numbers quoted at the top of this page.


The above are brief descriptions and/or summaries of cover for these products. Full product terms and conditions are available on request.
To access this information please contact us on the numbers above.